General Don’t Miss Out on the Growing Number of Down Payment Assistance Programs With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many […]
General How Co-Buying a Home Helps with Affordability Today Buying a home in today’s market can feel like an uphill battle – especially with home prices and mortgage rates putting pressure on your budget. If you’re feeling stuck, co-buying could be one way to help you get your foot in the door. Freddie Mac says: “If you are an aspiring homeowner, buying a home with your family or friends could be […]
General Why Now’s Not the Time To Take Your House Off the Market Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a look at why staying the […]
General Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market. To make sure you’re ready, you need to get pre-approved for a mortgage. That’s when a lender looks at your finances, including things like your W-2, tax returns, credit score, and bank statements, […]
General Falling Mortgage Rates Are Bringing Buyers Back If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut […]
General The Real Story Behind What’s Happening with Home Prices If you’re wondering what’s going on with home prices lately, you’re definitely not the only one. With so much information out there, it can be hard to figure out your next move. As a buyer, you might be worried about paying more than you should. And if you’re thinking of selling, you might be concerned about not […]
General How the Federal Reserve’s Next Move Could Impact the Housing Market Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling, and the job market is slowing down. Mark Zandi, Chief Economist at Moody’s Analytics, said: “They’re ready to cut, just as long as we […]
General 2025 Housing Market Forecasts: What To Expect Looking ahead to 2025, it’s important to know what experts are projecting for the housing market. And whether you’re thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans. Here’s an early look at the most recent projections on mortgage […]
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General NAR Settlement, Market Shifts, AI, and High-Interest Rates   The real estate landscape is undergoing significant transformations. Traditional practices are being revisited, market dynamics are shifting, and innovative technologies are making their mark. This article explores four major influences currently redefining the real estate sector: the recent National Association of Realtors (NAR) settlement, changes in market conditions, the impact of rising interest rates, […]
General Home Prices and Mortgage Rates?   What’s Next for Home Prices and Mortgage Rates? Navigating the housing market can feel overwhelming, especially with the constant changes in home prices and mortgage rates. Whether you’re a first-time homebuyer, a homeowner thinking about upgrading, or someone considering selling, understanding what influences these key factors is crucial. In this article, we’ll explore the […]
General Probate Process in Louisiana What is Probate? Probate is the legal process that allows the transfer of assets from a deceased person to their heirs or beneficiaries. In Louisiana, probate courts oversee the distribution of assets and belongings left behind by a deceased resident through a process called succession. How Does Probate Work? The probate process typically involves the […]
General Life @ Home Newsletter August 2024 (Buyers) AUGUST 2024 | What’s in this issue? >> What to look for in your potential home’s history >> Why people are moving from cities to suburbs >> Real Estate scams to avoid in 2024 What to look for in your potential home’s history When buying a home, it’s a smart idea to create a list of […]
General Life @ Home Newsletter August 2024 (Sellers) AUGUST 2024 | What’s in this issue? >> Do you know the market and assessed price of your home? >> Why people are moving from cities to suburbs >> Real Estate scams to avoid in 2024 Do you know the market and assessed price of your home? If you’ve had your home for a while, chances […]
General Savings Strategies Every First-Time Homebuyer Needs to Know If owning a domicile is on your aspirational list for the future, you’re likely honing in on your savings strategy. A paramount concern is ensuring you’ve devised a meticulous plan for covering expenses like your closing costs, down payment, and more. Here are several methodologies to expedite this process: Formulate and Monitor Your Budget: Begin by […]
General Mortgage Rates Understanding Mortgage Rates: A Comprehensive Guide for Homebuyers Introduction In the dynamic landscape of real estate, understanding the intricacies of mortgage rates is crucial for prospective homebuyers. The fluctuation of mortgage rates over recent years, from record lows to significant rises and subsequent decreases, underscores the importance of grasping the underlying factors that drive these […]
General Buying Over Renting a Home Buying Over Renting a Home: Making the Right Choice Deciding between buying and renting a home is a significant financial and lifestyle decision. Each option has its advantages and drawbacks, and the right choice depends on individual circumstances, preferences, and long-term goals. This comprehensive guide delves into the benefits of buying over renting, highlighting key considerations to […]
General The Importance of Having a Good Credit Score When Looking to Buy a Property In the journey to homeownership, your credit score plays a pivotal role. A good credit score can open doors to better mortgage terms, lower interest rates, and a smoother buying process. Understanding the significance of a strong credit score can help you prepare more effectively for purchasing a property. Here’s why having a good credit […]
General The Benefits of Working with a Top-3 Producing Real Estate Professional     In today’s competitive real estate market, choosing the right agent can make a significant difference in your buying or selling experience. Working with a top-3 producing real estate professional offers unparalleled benefits that can streamline the process, maximize your returns, and provide peace of mind. Here are some key advantages of partnering with a […]
General Maximizing Your Home Sale: Why Now Is the Perfect Time Embrace the Opportunity: Sell Before Spring The traditional real estate market peaks in spring, but savvy homeowners know that opportunities don’t adhere to seasons. The current market conditions present a unique chance to sell your home now, with several compelling reasons to act swiftly. 1. Capitalize on Favorable Mortgage Rates Recent trends show mortgage rates are […]
General New Home Construction: Why You Need a Real Estate Agent Thinking about buying a brand-new house? That’s pretty exciting! But before you jump in, let me tell you why having a real estate agent by your side is super important. Imagine playing a video game without knowing the hidden tricks or not having a map. That’s kind of like trying to buy a new house without […]